HEALTHCARE PRIVATE CREDIT INVESTORS
An institutional approach to healthcare
private credit
A data-driven direct lending platform delivering scalable access to physician credit. 4FiMD-managed private credit funds access physician credit through a proprietary, vertically integrated platform supporting disciplined deployment and consistent performance.
THE OPPORTUNITY
A critical gap in healthcare finance
Healthcare is one of the largest and most resilient sectors of the global economy, yet only a fraction of its market is effectively financed. Traditional lenders struggle to consistently evaluate physician risk due to regulatory complexity, reimbursement dynamics, and practice-level variability.
This structural inefficiency creates a sustained advantage for specialized private credit strategies with the data intelligence and operating infrastructure to execute healthcare credit at scale.
MARKET CONTEXT
~$400B: Estimated financeable physician lending market
~$80B: Annual lending by banks and private lenders (20% penetration)
~$47B: Private Credit-originated healthcare lending
The result is a structurally underserved borrower base and a compelling entry point for private capital, where regulatory constraints and non-specialized credit models limit participation.
Estimated financeable physician lending market
Annual lending by banks and private lenders (20% penetration)
Private Credit-originated healthcare lending
The result is a structurally underserved borrower base and a compelling entry point for private capital, where regulatory constraints and non-specialized credit models limit participation.
THE SOLUTION & STRATEGIC OVERVIEW
Intentional capital deployment
4FiMD originates and manages healthcare loans within a vertically integrated credit structure. FinMD’s analytics shape credit strategy, reinforce deployment discipline, and support portfolio oversight.
Physician-focused private credit
Capital is directed towards physicians & practices with durable earnings and strong alignment of incentives - emphasizing stability, income resilience, and disciplined credit selection within healthcare.
COMPETITIVE ADVANTAGE
Proprietary data and specialized underwriting models
Direct origination and borrower relationships
Specialty-specific risk and peer benchmarking
Active portfolio monitoring and surveillance
Institutional governance and reporting discipline
INVESTMENT OPPORTUNITY
Access healthcare private credit with institutional discipline
FinMD provides accredited and qualified investors access to physician-focused private credit strategies, with an emphasis on income durability and risk discipline.
Attractive risk-adjusted returns
Exposure to a stable, underbanked, fragmented healthcare borrower base
Institutional underwriting, governance, and transparency
Access: fund overview, strategy details, and offering documentation.
Available to accredited/qualified investors.